Overview

Why This Notice is Important: In the digital age, understanding how your personal information is collected, shared, and protected is crucial. As a financial institution operating online, federal law mandates us to disclose our privacy practices. This document outlines those practices and your rights regarding your personal data on the GG CARTS website.

Information We Collect

Types of Information: When you use the GG CARTS website, we may collect personal information that includes, but is not limited to:
• Social Security number and income
• Account balances and payment history
• Credit history and employment details

This collection helps us provide services and support to you. Even after you cease using our services, we might continue to share your information as outlined in this policy.

Our Sharing Practices

Reasons for Sharing: Sharing personal information is a standard practice for financial companies to manage their operations. Here’s how and why we share your information on our website:
For Everyday Business Purposes:
o Sharing: Yes
o Can Limit: No
o Examples: Transaction processing, account maintenance, legal compliance.

For Marketing Purposes:
o Sharing: Yes
o Can Limit: No

Joint Marketing with Other Financial Entities:
o Sharing: Yes
o Can Limit: No

Affiliates’ Business Operations:
o Sharing: No
o Can Limit: No

Affiliates’ Marketing:
o Sharing: No
o Can Limit: No

Non-Affiliates’ Marketing:
o Sharing: No
o Can Limit: No

Protecting Your Information

Security Measures: We implement robust security measures in line with federal law to safeguard your personal information from unauthorized access. This includes both technological safeguards and secure storage practices.

How We Collect Information

Collection Methods: We gather information through various interactions on our website, such as when you:
• Apply for financing
• Provide your income or employment details
• Enter account information or contact details
We may also obtain information from third parties like credit bureaus.

Your Choices

Limitations on Sharing: Under federal law, you have the right to limit only certain types of sharing, notably:
• Affiliate sharing related to your creditworthiness
• Affiliate marketing
• Non-affiliate marketing
You may have additional rights under state laws or through individual company policies.

Definitions

• Affiliates: Companies under common control with GG CARTS. We do not share information with our affiliates for marketing purposes.
• Non-Affiliates: Unrelated companies. GG CARTS does not share information with non-affiliates for marketing purposes.
• Joint Marketing: Collaborative marketing efforts between GG CARTS and non-affiliated financial companies.

This privacy policy is designed to inform users of the GG CARTS website about how their personal information is handled, providing clarity on what data is collected, how it is shared, the security measures in place, and the users’ rights regarding their personal information.